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Mercury Bank vs Bank of America for non residents

By Rohan Smith, 15 December, 2022

Mercury Bank review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Mercury Bank
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Mercury is an online banking platform that includes both a business checking account and a business savings account with no monthly fees. Designed with startups in mind.

Features
  • No monthly fees, transaction fees, or minimum opening deposit.
  • Free domestic and international wire transfers.
  • Access to over 55,000 fee-free ATMs to withdraw cash through the Allpoint network.
  • Advanced digital tools including API access to automate and customize your banking.
Cons
  • Not available to sole proprietors.
  • Can’t accommodate cash deposits.
  • Low savings account rate.
Link
Apply Now!
Neobank?
Yes

Bank of America review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Bank of America
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Summary

The Bank of America is the second-largest bank in the US and one of the top ten largest globally, Bank of America is a financial services titan that provides a wide assortment of retail, business, and investment banking services to over 66 million customers across the globe.

Features
  • Low monthly maintenance fees and minimum opening deposits.
  • Very familiar with opening accounts for foreigners.
  • Lots of international partner ATMs.
Cons
  • Monthly fee $4.95 - 3% Int'l card payment cost.
  • Relatively high foreign transaction fees.
Link
https://www.bankofamerica.com/
Rohan A Smith profile photo

Hi I'm Rohan Smith, an internet entrepreneur who's been running online businesses and working remotely in the US from the Caribbean for over a decade.
I've learned how to operate a US incorporated business, open US bank accounts, & get credit cards without being a resident or citizen.
Read More...

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