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Bank of America vs Relay for non residents

By Rohan Smith, 15 December, 2022

Bank of America review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Bank of America
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Summary

The Bank of America is the second-largest bank in the US and one of the top ten largest globally, Bank of America is a financial services titan that provides a wide assortment of retail, business, and investment banking services to over 66 million customers across the globe.

Features
  • Low monthly maintenance fees and minimum opening deposits.
  • Very familiar with opening accounts for foreigners.
  • Lots of international partner ATMs.
Cons
  • Monthly fee $4.95 - 3% Int'l card payment cost.
  • Relatively high foreign transaction fees.
Link
https://www.bankofamerica.com/

Relay review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Relay
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Relay is powerful (and free) business banking designed to help grow your business. This free online business account is a good fit for companies that want to integrate their banking and cash management services.

Features
  • No monthly fees or minimum balance requirements.
  • No overdraft fees, unlimited transactions, and free incoming wire transfers.
  • Business owners can have up to 20 business checking accounts and 50 Mastercard® debit cards (virtual or physical).
  • Ability to set transaction and withdrawal limits on employee debit cards.
Cons
  • Cannot deposit cash or order checks.
  • Long hold time for deposited checks (up to 6-7 business days).
Link
https://relayfi.com/
Rohan A Smith profile photo

Hi I'm Rohan Smith, an internet entrepreneur who's been running online businesses and working remotely in the US from the Caribbean for over a decade.
I've learned how to operate a US incorporated business, open US bank accounts, & get credit cards without being a resident or citizen.
Read More...

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