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Bank of America vs North One for non residents

By Rohan Smith, 15 December, 2022

Bank of America review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Bank of America
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Summary

The Bank of America is the second-largest bank in the US and one of the top ten largest globally, Bank of America is a financial services titan that provides a wide assortment of retail, business, and investment banking services to over 66 million customers across the globe.

Features
  • Low monthly maintenance fees and minimum opening deposits.
  • Very familiar with opening accounts for foreigners.
  • Lots of international partner ATMs.
Cons
  • Monthly fee $4.95 - 3% Int'l card payment cost.
  • Relatively high foreign transaction fees.
Link
https://www.bankofamerica.com/

North One review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
North One
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With EIN
Summary

The NorthOne business bank account is a worthwhile option for any small business owner looking for an online business checking account. For a $10 monthly fee, NorthOne offers unlimited fee-free transactions, fee-free in-network ATM access, and a variety of digital tools.

Features
  • Unlimited fee-free transactions.
  • No NorthOne fees when you use a Mastercard Cirrus or MoneyPass ATM; ability to deposit cash through the Green Dot network.
  • Digital banking tools include unlimited Envelopes, bill pay, and expense management.
  • Integrate with business tools, including QuickBooks, Shopify, Stripe, Square, and Expensify.
  • Access customer support via in-app live chat, phone, or email with extended hours.
Cons
  • $10 monthly fee, with no options to waive.
  • You may incur ATM fees from the ATM owner-operator, even when in-network.
  • Cash deposits at Green Dot locations incur a fee of up to $4.95 per deposit.
  • Can’t send or receive international wires.
  • High fees, and low limits for cash deposits.
Link
https://get.northone.com/
Neobank?
No
Rohan A Smith profile photo

Hi I'm Rohan Smith, an internet entrepreneur who's been running online businesses and working remotely in the US from the Caribbean for over a decade.
I've learned how to operate a US incorporated business, open US bank accounts, & get credit cards without being a resident or citizen.
Read More...

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