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TD Bank vs Payoneer for non residents

By Rohan Smith, 16 December, 2022

TD Bank review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
TD Bank
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Summary

TD Bank provides Simple, Convenience, and Beyond checking accounts that differ in perks, monthly fees, interest, and sign-up bonuses. TD Bank checking accounts give customers access to a large East Coast-based network of branches and ATMs. There’s either a minimum daily balance requirement or a monthly fee for checking with TD Bank’s three general options. Accounts are available in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C.

Features
  • Low minimum daily balance requirement—plus, great discounts.
  • No monthly maintenance fee with a $100 minimum daily balance, plus great discounts.
  • Free incoming wires and reimbursement for 1 outgoing wire (domestic or international) per statement cycle.
  • No ATM fees with a $2,500 minimum daily balance.
  • $0 Minimum opening deposit.
  • Online & Mobile Banking.
Cons
  • Monthly fee.
Link
https://www.td.com/us/en/personal-banking

Payoneer review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Payoneer
SSN Required?
No
ITIN Required?
No
Can Apply Online?
Yes
Summary

Payoneer offers your business a multi-currency account to pay and get paid globally, as easily as you can locally. This all-in-one account gives you everything you need to get paid by your international clients and global marketplaces, pay your suppliers, and invest in growing your business.

Features
  • Global access.
  • Low fees.
  • Withdraw your earnings locally.
  • Pay your global suppliers. contractors and business expenses.
  • Licensed and regulated by multiple government regulators.
  • Get paid in multiple currencies.
Cons
  • High card transaction fees.
  • It adds a currency conversion charge of 2% for international transactions.
  • It also charges an annual fee for the usage of Mastercard.
Link
https://www.payoneer.com/solutions/payoneer-account/
Rohan A Smith profile photo

Hi I'm Rohan Smith, an internet entrepreneur who's been running online businesses and working remotely in the US from the Caribbean for over a decade.
I've learned how to operate a US incorporated business, open US bank accounts, & get credit cards without being a resident or citizen.
Read More...

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