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Relay vs Payoneer for non residents

By Rohan Smith, 16 December, 2022

Relay review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Relay
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Relay is powerful (and free) business banking designed to help grow your business. This free online business account is a good fit for companies that want to integrate their banking and cash management services.

Features
  • No monthly fees or minimum balance requirements.
  • No overdraft fees, unlimited transactions, and free incoming wire transfers.
  • Business owners can have up to 20 business checking accounts and 50 Mastercard® debit cards (virtual or physical).
  • Ability to set transaction and withdrawal limits on employee debit cards.
Cons
  • Cannot deposit cash or order checks.
  • Long hold time for deposited checks (up to 6-7 business days).
Link
https://relayfi.com/

Payoneer review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Payoneer
SSN Required?
No
ITIN Required?
No
Can Apply Online?
Yes
Summary

Payoneer offers your business a multi-currency account to pay and get paid globally, as easily as you can locally. This all-in-one account gives you everything you need to get paid by your international clients and global marketplaces, pay your suppliers, and invest in growing your business.

Features
  • Global access.
  • Low fees.
  • Withdraw your earnings locally.
  • Pay your global suppliers. contractors and business expenses.
  • Licensed and regulated by multiple government regulators.
  • Get paid in multiple currencies.
Cons
  • High card transaction fees.
  • It adds a currency conversion charge of 2% for international transactions.
  • It also charges an annual fee for the usage of Mastercard.
Link
https://www.payoneer.com/solutions/payoneer-account/
Rohan A Smith profile photo

Hi I'm Rohan Smith, an internet entrepreneur who's been running online businesses and working remotely in the US from the Caribbean for over a decade.
I've learned how to operate a US incorporated business, open US bank accounts, & get credit cards without being a resident or citizen.
Read More...

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