North One vs Relay for non residents

By Rohan Smith, 15 December, 2022

North One review for non-residents without SSN

Bank
North One
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With EIN
Summary

The NorthOne business bank account is a worthwhile option for any small business owner looking for an online business checking account. For a $10 monthly fee, NorthOne offers unlimited fee-free transactions, fee-free in-network ATM access, and a variety of digital tools.

Features
  • Unlimited fee-free transactions.
  • No NorthOne fees when you use a Mastercard Cirrus or MoneyPass ATM; ability to deposit cash through the Green Dot network.
  • Digital banking tools include unlimited Envelopes, bill pay, and expense management.
  • Integrate with business tools, including QuickBooks, Shopify, Stripe, Square, and Expensify.
  • Access customer support via in-app live chat, phone, or email with extended hours.
Cons
  • $10 monthly fee, with no options to waive.
  • You may incur ATM fees from the ATM owner-operator, even when in-network.
  • Cash deposits at Green Dot locations incur a fee of up to $4.95 per deposit.
  • Can’t send or receive international wires.
  • High fees, and low limits for cash deposits.
Link
https://get.northone.com/
Neobank?
No

Relay review for non-residents without SSN

Bank
Relay
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Relay is powerful (and free) business banking designed to help grow your business. This free online business account is a good fit for companies that want to integrate their banking and cash management services.

Features
  • No monthly fees or minimum balance requirements.
  • No overdraft fees, unlimited transactions, and free incoming wire transfers.
  • Business owners can have up to 20 business checking accounts and 50 Mastercard® debit cards (virtual or physical).
  • Ability to set transaction and withdrawal limits on employee debit cards.
Cons
  • Cannot deposit cash or order checks.
  • Long hold time for deposited checks (up to 6-7 business days).
Link
https://relayfi.com/