Summary
Mercury is an online banking platform that includes both a business checking account and a business savings account with no monthly fees. Designed with startups in mind.
Mercury Bank review for non-residents without SSN
Bank
Mercury Bank
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Features
- No monthly fees, transaction fees, or minimum opening deposit.
- Free domestic and international wire transfers.
- Access to over 55,000 fee-free ATMs to withdraw cash through the Allpoint network.
- Advanced digital tools including API access to automate and customize your banking.
Cons
- Not available to sole proprietors.
- Can’t accommodate cash deposits.
- Low savings account rate.
Link
Neobank?
Yes
Relay review for non-residents without SSN
Bank
Relay
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary
Relay is powerful (and free) business banking designed to help grow your business. This free online business account is a good fit for companies that want to integrate their banking and cash management services.
Features
- No monthly fees or minimum balance requirements.
- No overdraft fees, unlimited transactions, and free incoming wire transfers.
- Business owners can have up to 20 business checking accounts and 50 Mastercard® debit cards (virtual or physical).
- Ability to set transaction and withdrawal limits on employee debit cards.
Cons
- Cannot deposit cash or order checks.
- Long hold time for deposited checks (up to 6-7 business days).
Link