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Mercury Bank vs Novel for non residents

By Rohan Smith, 15 December, 2022

Mercury Bank review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Mercury Bank
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Mercury is an online banking platform that includes both a business checking account and a business savings account with no monthly fees. Designed with startups in mind.

Features
  • No monthly fees, transaction fees, or minimum opening deposit.
  • Free domestic and international wire transfers.
  • Access to over 55,000 fee-free ATMs to withdraw cash through the Allpoint network.
  • Advanced digital tools including API access to automate and customize your banking.
Cons
  • Not available to sole proprietors.
  • Can’t accommodate cash deposits.
  • Low savings account rate.
Link
Apply Now!
Neobank?
Yes

Novel review for non-residents without SSN

By Rohan Smith, 17 November, 2022
Bank
Novel
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Novel Financial, Inc. is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank; Member FDIC. provides a Global Business Bank Account in Minutes in multi-currency wallets, transfers in 140+ currencies.

Features
  • No minimum balance or minimum transaction requirements.
  • Zero fees on domestic ACH, wire, and international wires for Novel Plus plan members.
  • Virtual cards are issued instantly.
  • Deposit Checks Anywhere.
  • Eligible to US Residents and non-residents.
Link
https://www.trynovel.com/
Rohan A Smith profile photo

Hi I'm Rohan Smith, an internet entrepreneur who's been running online businesses and working remotely in the US from the Caribbean for over a decade.
I've learned how to operate a US incorporated business, open US bank accounts, & get credit cards without being a resident or citizen.
Read More...

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