Summary
Mercury is an online banking platform that includes both a business checking account and a business savings account with no monthly fees. Designed with startups in mind.
Mercury Bank review for non-residents without SSN
Bank
Mercury Bank
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Features
- No monthly fees, transaction fees, or minimum opening deposit.
- Free domestic and international wire transfers.
- Access to over 55,000 fee-free ATMs to withdraw cash through the Allpoint network.
- Advanced digital tools including API access to automate and customize your banking.
Cons
- Not available to sole proprietors.
- Can’t accommodate cash deposits.
- Low savings account rate.
Link
Neobank?
Yes
Citi bank review for non-residents without SSN
Bank
Citi bank
SSN Required?
Yes
ITIN Required?
No
Can Apply Online?
With SSN
Summary
Citi Bank is one of the largest Neobanks in the country, specializing in credit cards. Citi offers 13 types of cards, including free ones (no monthly fee). The Visa and Mastercard standards are accepted all around the world. Cash withdrawal is free from 65,000 ATMs. Citibank allows its clients to shop online and offline, and make international transfers. The mobile app features detailed analytics on the accounts and cards; as well as options for systematizing expenses. Also, the digital bank offers savings accounts at up to 1.01%.
Features
- No minimum opening deposit.
- Paperless statements option.
- Unlimited reimbursement of non-Citi ATM fees.
- No foreign exchange fee when using Citibank Debit Card abroad.
Cons
- Does not provide a Multi-currency account.
- Does not issue debit cards (pre-paid).
- High-interest rate (APR) for most credit cards of the bank is rather high, up to 26.49%.