Summary
Mercury is an online banking platform that includes both a business checking account and a business savings account with no monthly fees. Designed with startups in mind.
Mercury Bank review for non-residents without SSN
Bank
Mercury Bank
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Features
- No monthly fees, transaction fees, or minimum opening deposit.
- Free domestic and international wire transfers.
- Access to over 55,000 fee-free ATMs to withdraw cash through the Allpoint network.
- Advanced digital tools including API access to automate and customize your banking.
Cons
- Not available to sole proprietors.
- Can’t accommodate cash deposits.
- Low savings account rate.
Link
Neobank?
Yes
Chase review for non-residents without SSN
Bank
Chase
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Summary
Chase Business Complete Checking is a digital-friendly account from a traditional bank — ideal for small-business owners who want branch access.
Features
- No overdraft fees, spend only what you have.
- No fees on money orders or cashier’s checks.
- No fees when you cash checks, send money using Zelle, or use a Chase ATM.
- No fees to pay bills with Chase Online SM Bill Pay.
- No minimum deposit to get started.
Cons
- $4.95 Monthly Service Fee.