Citi bank vs Globalfy for non residents

By Rohan Smith, 15 December, 2022

Citi bank review for non-residents without SSN

Bank
Citi bank
SSN Required?
Yes
ITIN Required?
No
Can Apply Online?
With SSN
Summary

Citi Bank is one of the largest Neobanks in the country, specializing in credit cards. Citi offers 13 types of cards, including free ones (no monthly fee). The Visa and Mastercard standards are accepted all around the world. Cash withdrawal is free from 65,000 ATMs. Citibank allows its clients to shop online and offline, and make international transfers. The mobile app features detailed analytics on the accounts and cards; as well as options for systematizing expenses. Also, the digital bank offers savings accounts at up to 1.01%.

Features
  • No minimum opening deposit.
  • Paperless statements option.
  • Unlimited reimbursement of non-Citi ATM fees.
  • No foreign exchange fee when using Citibank Debit Card abroad.
Cons
  • Does not provide a Multi-currency account.
  • Does not issue debit cards (pre-paid).
  • High-interest rate (APR) for most credit cards of the bank is rather high, up to 26.49%.
Link
https://online.citi.com/US/ag/banking/checking-account

Globalfy review for non-residents without SSN

Bank
Globalfy
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary

Globalfy operates on a global level, providing banking services to customers all around the world. It allows you to open a US bank account online without having to visit any physical branch or contact any rep.

Features
  • Takes less than 24 hours during working days for bank account applications to be approved by Globalfy.
  • No initial deposit or minimum initial balance. - account can be opened online, and you won’t have to worry about delays in payments or deposits.
  • Globalfy Visa debit cards carry no fees to the users and can be swiped in more than 50 million businesses around the world.
  • SSN is not Required.
  • FDIC-Insured.
Link
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