Summary
Chase Business Complete Checking is a digital-friendly account from a traditional bank — ideal for small-business owners who want branch access.
Chase review for non-residents without SSN
Bank
Chase
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Features
- No overdraft fees, spend only what you have.
- No fees on money orders or cashier’s checks.
- No fees when you cash checks, send money using Zelle, or use a Chase ATM.
- No fees to pay bills with Chase Online SM Bill Pay.
- No minimum deposit to get started.
Cons
- $4.95 Monthly Service Fee.
TD Bank review for non-residents without SSN
Bank
TD Bank
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Summary
TD Bank provides Simple, Convenience, and Beyond checking accounts that differ in perks, monthly fees, interest, and sign-up bonuses. TD Bank checking accounts give customers access to a large East Coast-based network of branches and ATMs. There’s either a minimum daily balance requirement or a monthly fee for checking with TD Bank’s three general options. Accounts are available in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C.
Features
- Low minimum daily balance requirement—plus, great discounts.
- No monthly maintenance fee with a $100 minimum daily balance, plus great discounts.
- Free incoming wires and reimbursement for 1 outgoing wire (domestic or international) per statement cycle.
- No ATM fees with a $2,500 minimum daily balance.
- $0 Minimum opening deposit.
- Online & Mobile Banking.
Cons
- Monthly fee.