Summary
Chase Business Complete Checking is a digital-friendly account from a traditional bank — ideal for small-business owners who want branch access.
Chase review for non-residents without SSN
Bank
Chase
SSN Required?
For Residents
ITIN Required?
No
Can Apply Online?
With SSN
Features
- No overdraft fees, spend only what you have.
- No fees on money orders or cashier’s checks.
- No fees when you cash checks, send money using Zelle, or use a Chase ATM.
- No fees to pay bills with Chase Online SM Bill Pay.
- No minimum deposit to get started.
Cons
- $4.95 Monthly Service Fee.
Relay review for non-residents without SSN
Bank
Relay
SSN Required?
No
ITIN Required?
No
Can Apply Online?
With EIN
Summary
Relay is powerful (and free) business banking designed to help grow your business. This free online business account is a good fit for companies that want to integrate their banking and cash management services.
Features
- No monthly fees or minimum balance requirements.
- No overdraft fees, unlimited transactions, and free incoming wire transfers.
- Business owners can have up to 20 business checking accounts and 50 Mastercard® debit cards (virtual or physical).
- Ability to set transaction and withdrawal limits on employee debit cards.
Cons
- Cannot deposit cash or order checks.
- Long hold time for deposited checks (up to 6-7 business days).
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