-
Card type: Cashback.
-
Annual fee: $0.
-
Sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
-
Rewards: Unlimited 1.5% cash back on all purchases, plus 5% cash back on hotels and rental cars booked through Capital One Travel.
-
Interest rate: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 17.99%-27.99% Variable APR; 3% fee on the amounts transferred within the first 15 months.
-
Foreign transaction fees: None.
The Capital One Quicksilver Cash Rewards Credit Card is a good option if you value the simplicity of earning a flat rate on all your purchases. You’ll get 1.5% cash back on nearly every purchase, without a bunch of bonus categories to remember or spending limits to keep track of.
The card features other attractive benefits as well, including a solid sign-up bonus, an introductory 0% APR period, and low fees. And if you don’t mind managing multiple cards, you can pair it with a tiered-rewards or rotating bonus card to maximize your earnings.